Analysis and reports. We study exactly how consumers connect to financial loans and solutions to greatly help determine possible dilemmas in the market and attain better results for several.
We learn exactly how consumers communicate with financial loans and solutions to simply help determine potential issues in industry and attain better results for several. Review our reports and analyses to greatly help notify your choices, policies, and methods. And, see reports that individuals periodically prepare concerning the CFPB.
Information point: Mortgage styles
This Bureau information aim article defines 2019 home loan market task and styles data that are using beneath the Residence Mortgage Disclosure Act (HMDA).
Supervisory Shows, Problem No. 21 (Cold Weather 2020)
In this problem of Supervisory features, we report assessment findings into the regions of commercial collection agency, home loan servicing, payday financing, and education loan servicing that have been finished between April 2019 and August 2019. The report will not impose any brand brand new or various appropriate demands, and all sorts of violations described when you look at the report are based just on those certain facts and circumstances noted during those exams.
Supervisory Highlights: Summertime 2017
In this matter of Supervisory features, we report assessment findings within the aspects of automobile finance financing; bank card account administration; commercial collection agency; deposits; home loan servicing; home loan origination; providers; short-term, small-dollar financing; remittances; and lending that is fair. Like in previous editions, this report includes information regarding current general public enforcement actions that have been an outcome, at the very least to some extent, of your supervisory work. The report also incorporates home elevators the BureauвЂ™s utilization of its supervisory and enforcement authority, recently released assessment procedures, and Bureau guidance.